This product is for clients who are willing to mortgage their property, but the property title is not perfect to create a charge. The loan availed can be used to either fulfil your working capital requirement or asset purchase requirement.

Features and Benefits

Depending on your repayment capacity you can choose your EMI from 36 months to 60 months tenure for a maximum loan amount of Rs. 2.5 lakhs. This product is apt to fulfill your short-term or long-term business needs.


You should be an Indian citizen in the age group of 21-59 years
Business stability of 3 years.
Permanence of business location of 3 years.

Fees and Charges

Processing Fees –2% + GST
Bounce Charges –Rs 500 (inclusive of taxes)
Late Payment Charges –Rs 200 per month (inclusive of taxes)
Foreclosure Charges – As applicable.