Work where you belong!
Our ambition to become the most admired micro enterprise lender spurs us on to accomplish incredible things. Our work over the past decade has helped create a positive, measurable impact for our customers. We are doing something that would reshape how small entrepreneurs fund their business aspirations. Join a team where your work will be meaningful, your ideas valued, and you will love what you do.
Your journey to
joining our team
Our transparent and comprehensive selection process ensures the best fit, for you and our team. Here's what you can expect:
Sourcing
We discover talent through multiple channels to find the best candidates who align with our values and culture.
- Social Media Job posts
- Direct Application on Aye website
- Referral from Ayetians
- Emerging Talent Program
Screening
Our Talent Advisors interacts with candidates to evaluate their fit for our organization.
- Interaction with our Talent Advisors to check candidate's personality, attitude, communication skills and to gauge specific competencies
Assessment
A thorough evaluation process to assess candidates' skills, competencies, and technical capabilities.
- General Proficiency tests
- Aptitude evaluation
- Technical skill assessment
- Panel interview
Selection
Final steps for ensuring a good fit and preparing our future colleagues for a career with us.
- Fitment check
- Offer finalization
- Pre-joining interactions with our Talent Advisor
Ready to Begin Your Journey?
Take the first step towards an exciting career with us. Browse our open positions and find the perfect role for your skills and aspirations.
View Open PositionsEmerging Talent Programs
These programs are designed for students ready to kickstart their careers in the corporate world. During an immersive training period lasting several weeks we offer high levels of responsibility and one-on-one mentorship. Trainees collaborate across disciplines and are often guided by our senior leaders. We expect the candidates coming through our emerging talent programs to assimilate domain and functional skills and experience tremendous personal and professional growth.
🎯Program Overview
This program offers a structured way into corporate life for bright young graduates. Through classroom sessions and on the job training, you will understand key aspects of our business and gain practical skills. We attract and develop talented young aspirants from leading colleges in the country. If you are in the final year of your undergraduate studies, you can apply to us through your placement office.
Selection Process: Selection includes assessment center with tests, group discussions and personal interviews.

Chief Risk Officer
Management Trainee- 2016
MBA- IMT Ghaziabad
Current
Opportunities
Join our diverse team and help us create a lasting impact on millions of micro-entrepreneurs across India
Assistant Vice President– Product
<p></p><p></p><p><strong>This job holder will be responsible for product innovation by:</strong></p><p></p><p></p><p><strong>1.</strong> Detailed understanding and knowledge of Mortgage Process and Policy as per Industry standards.</p><p></p><p><strong>2.</strong> Conceptualizing new product launches with appropriate systems and process integrations.</p><p></p><p><strong>3.</strong> Ability to identify Mortgage process gaps and enhance processes to improve productivity and reduce TAT (Turnaround Time).</p><p></p><p><strong>4.</strong> Conducting Market Research for Policy updates, new products, and Process enhancements as per market standards.</p><p></p><p><strong>5.</strong> Conducting quarterly/monthly field visits to assess Market competition by comparing Aye’s products to competitors' products.</p><p></p><p><strong>6.</strong> Preparing short- and long-term weekly/monthly target monitor plans to meet targets, along with analysis.</p><p></p><p><strong>7.</strong> Coordinating with cross-functional teams (Operations, Credit, IT, and Sales) to create and continuously enable changes in the application form, workflows, and policies.</p><p></p><p><strong>8.</strong> Managing productivity and driving it through different initiatives.</p><p></p><p><strong>9.</strong> Ensuring adherence to Regulatory guidelines (RBI).</p><p></p><p><strong>10.</strong> Ideation and implementation of marketing and distribution activities.</p><p></p><p><strong>11.</strong> Ability to write BRDs (Business Requirements Document) and perform UAT (User Acceptance Testing) as per business requirements.</p><p></p><p><strong>12.</strong> Initiating and driving projects to enhance business growth, profitability, and productivity.</p><p></p><p><strong>13.</strong> Creating training strategies for the sales team to boost skill and productivity.</p><p></p><p><strong>Job Holder Attributes</strong></p><p></p><ul><li><p>• A self-mover with a strong drive to optimize organizational topline</p></li></ul><p></p><p>• Quick learner able to work on innovative programs – visualizing expected outcomes and anticipating distribution challenges</p><p></p><p>• Meticulous and planned worker who completes programs on time and with high quality</p><p></p><p><strong>Skills Required:</strong></p><p></p><p>• Excellent Business Communication skills – written as well as verbal</p><p></p><p>• Good Knowledge and mixed experience in both Product and Sales functions</p><p></p><p><strong>Experience And Academic Qualification</strong></p><p></p><p>• Postgraduate with minimum 3-5 years of experience in Micro LAP</p><p></p><p></p>
Senior Manager - Treasury
<p>We are seeking a dynamic and detailed-oriented professional for the role of <strong>Senior Manager - Treasury</strong> operations. The candidate will be responsible for managing liquidity , banking relationship , fund raising , and financial reporting while ensuring compliance and operational efficiency.</p><p></p><p><strong>Role & responsibilities:</strong></p><ul><li><p><strong>1. </strong>Actively engage with existing and potential lenders and investors to raise debt liabilities and assist the Head - Treasury in day-to-day management.</p></li><li><p></p></li></ul><p><strong>2. </strong>Preparing proposals, term sheets, Information Memorandum and compiler of other information required by banks, Mutual funds, other financial intermediaries for fund raising under new/renewal/enhancement of limits.</p><p></p><ul><li><p><strong>3. </strong>Ensuring availability of funds for the day- to-day operations.</p></li><li><p></p></li><li><p><strong>4. </strong>Ensuring meeting payment obligations for all funding requirements of internal and external commitments of the company.</p></li><li><p></p></li><li><p><strong>5. </strong>Preparing ALM presentations for ALCO review and ALM reports for agencies, other MIS reports for Senior Management.</p></li><li><p></p></li><li><p><strong>6. </strong>Negotiating with Lenders on commercial & legal aspects.</p></li><li><p></p></li><li><p><strong>7</strong>. Treasury Compliance.</p></li><li><p></p></li><li><p><strong>8. </strong>Credit rating surveillance.</p></li><li><p></p></li><li><p><strong>9. </strong>Providing quarterly balance confirmation from banks, statements and other details required by auditors for the quarterly audit purpose.</p></li></ul><p></p><p><strong>Required Skills & Qualifications:-</strong></p><p></p><p><strong>1.</strong> Strong knowledge of treasury and cash flow management.</p><p></p><p><strong>2.</strong> Proficiency in Excel, financial modeling, and MIS reporting .</p><p></p><p><strong>3.</strong> Understanding of banking operations and financial instruments.</p><p></p><p><strong>4.</strong> Good communication and stakeholder management skills.</p><p></p><p><strong>5.</strong> Ability to analyze financial data and support decision-making.</p><p></p><p><strong>6.</strong> Experience in handling audits and compliance processes.<br></p>
Trainer
<p><strong>Role Objective:</strong></p><p></p><ol><li><p>Building agent skills, improving service quality, and supporting consistent performance through effective training and coaching.</p></li><li><p></p></li></ol><p><strong>Responsibilities:</strong> </p><p></p><p><strong>1.</strong> Perform Training Needs Analysis (TNA) and create targeted, action driven training plans to close performance gaps.</p><p></p><p><strong>2.</strong> Develop, update, and maintain training materials, job aids, modules, and assessment tools.</p><p></p><p><strong>Deliver Training Programs such as:-</strong></p><p></p><ol><li><p><strong>1.</strong> New Hire Training (NHT)</p></li></ol><p><strong>2.</strong> Process, Product and System Trainings</p><p><strong>3.</strong> Periodic Refresher Trainings</p><p><strong>4.</strong> On Job Training support along with Operations teams.</p><p><strong>5.</strong> Measure training effectiveness, analysis, outcomes, and implement corrective action plans.</p><p><strong>6.</strong> Maintain training records and MIS as required by CS management team.</p><p></p><p><strong>Desired profile:-</strong></p><p></p><p>• 3 -5 years of experience as a trainer in a progressive organization.</p><p></p><p>• Can be from financial services, BPO or any retail industry, however experience in a Call Center is mandatory.</p><p></p><p>• Preference for candidates with exposure to lending from Banks, NBFCs, Financial BPOs.</p><p></p><p><strong>Academic Background And Skills:-</strong></p><p></p><p>• Bachelor’s degree.</p><p></p><p>• Multilingual – English and Hindi.</p><p></p><p>• Desirable: Training certifications, additional language proficiency.</p><p></p><p>• Excellent communication, presentation, and facilitation skills.</p><p></p><p>• Experience in training content creation</p>
Application Lead - Digital
<p><strong>Role Overview</strong></p><p>We are seeking an experienced Application Lead (AVP level) to spearhead the design, delivery, and management of our digital application landscape, including Loan Origination Systems (LOS), Customer Service Applications, and related digital platforms. This role will be central in driving our digital transformation agenda, enhancing customer experience, and ensuring robust application governance across origination, servicing, and collections. The incumbent will lead solutioning, configuration, vendor coordination, and process improvement, while mentoring junior team members and driving stakeholder engagement.</p><p></p><p><strong>Key Responsibilities</strong></p><p><strong>Digital Transformation and Customer Experience</strong></p><p></p><p><strong>1.</strong> Lead initiatives to design and implement digital transformation strategies aimed at operational efficiency, superior customer experience, and market growth.</p><p></p><p><strong>2.</strong> Build seamless, intuitive digital customer journeys across loan origination and servicing.</p><p></p><p><strong>3.</strong> Drive adoption of customer-centric platforms (CRM, mobile apps, digital self-service). Project Delivery and SDLC Management</p><p></p><p><strong>4.</strong> Own and manage the full Software Development Lifecycle (SDLC): BRD creation, techno- functional specifications, development, UAT, production deployment, and ongoing support.</p><p></p><p><strong>5.</strong> Translate business requirements into actionable deliverables for in-house IT teams and external vendors.</p><p></p><p><strong>6.</strong> Perform cost-benefit analysis and define prioritization frameworks aligned with business goals.</p><p></p><p><strong>7.</strong> Ensure timely, high-quality delivery of IT initiatives using structured project management practices.</p><p></p><p><strong>8.</strong> Platform Configuration and Solutioning (Newgen IBPS and NEMF)</p><p></p><p><strong>9.</strong> Lead the configuration of modules across the loan origination lifecycle—lead capture, onboarding, credit assessment, approval, and disbursal—using Newgen IBPS and NEMF platforms.</p><p></p><p><strong>10.</strong> Configure workflows, forms, business rules, data templates, queues, access roles, and notifications using tools such as Newgen Process Modeler, Forms Designer, and Rule Engine.</p><p></p><p><strong>11.</strong> Architect scalable, reusable configurations, minimizing custom code wherever possible.</p><p></p><p><strong>12.</strong> Guide and advise implementation partners’ technical teams on optimal platform usage, customization approaches, and best practices.</p><p></p><p><strong>13.</strong> Perform technical validations for release configurations, integrations, and environment readiness.</p><p></p><p><strong>Stakeholder And Vendor Management</strong></p><p></p><p><strong>1.</strong> Act as a trusted partner to business stakeholders, ensuring effective communication, progress tracking, and delivery satisfaction.</p><p></p><p><strong>2.</strong> Manage relationships with external IT partners and vendors to ensure timely and quality delivery of application changes and enhancements.</p><p></p><p><strong>3. </strong>Compliance, Governance and Reporting</p><p></p><p><strong>4.</strong> Ensure applications comply with all regulatory guidelines, information security standards, and audit requirements.</p><p></p><p><strong>5.</strong> Drive IT governance across product development, enhancement, and release management.</p><p></p><p><strong>6.</strong> Provide regular and accurate management reporting on application health, project status, and resource utilization.</p><p></p><p><strong>Desired Profile Experience</strong></p><p></p><p>• 5–8 years of experience in Banking, NBFC, Fintech, or IT product organizations with extensive ownership of digital application portfolios.</p><p></p><p><strong>Domain Expertise</strong></p><p></p><p>• Strong knowledge of Loan Origination in the Indian retail lending segment.</p><p></p><p>• Hands-on experience with Loan Origination Systems (LOS) and digital servicing platforms.</p><p></p><p>• Exposure to collections, bookkeeping, and financial reporting systems. Technology Proficiency.</p><p></p><p>• Solid understanding of RDBMS concepts and proficiency in SQL (DDL and DML).</p><p></p><p>• Familiarity with API-based integrations with external partners (KYC providers, Credit Bureaus, Account Aggregators, Messaging APIs, etc.).</p><p></p><p>• Working knowledge of CRM platforms, internet/mobile banking systems, and customer- facing digital applications.</p><p></p><p><strong>Soft Skills</strong></p><p></p><p>• Excellent communication and stakeholder management capabilities.</p><p></p><p>• Analytical and structured problem-solving approach; ability to balance business needs with technical depth.</p><p></p><p>• Proven leadership and project management experience in delivering complex technology programs.</p><p></p><p><strong>Education</strong></p><p></p><p>• <a target="_blank" rel="noopener noreferrer nofollow" class="text-blue-600 underline" href="http://B.Tech">B.Tech</a> / BE / MCA (or equivalent qualification) from a recognized institution.</p>
Senior Manager – Center of Excellence - LOS
<p><strong>Job Description:</strong></p><p></p><p>This role is part of the Center of Excellence (COE) team focused on the Loan Origination System (LOS) built on Newgen’s IBPS and NEMF platforms. The selected candidate will be responsible for requirement gathering, configuration, solutioning, managing the SDLC, and vendor coordination to ensure the successful implementation and enhancement of the LOS platform.</p><p></p><p><strong>Key Responsibilities:</strong></p><p></p><p><strong>1,</strong> Configure modules in Newgen’s IBPS and NEMF platforms to meet functional business requirements.</p><p></p><p><strong>2.</strong> Perform form design and UI configuration using Newgen's Forms Designer and NEMF to create user-friendly interfaces for different user personas.</p><p></p><p><strong>3.</strong> Define and configure workflows using the Newgen Process Modeler to map business processes, set up task routing, decision nodes, escalations, and SLAs.</p><p></p><p><strong>4.</strong> Configure business rules using Newgen Rule Engine, including eligibility checks, credit policies, document checklists, and system validations.</p><p></p><p><strong>5.</strong> Set up queues, worklists, and access control for different roles (e.g., distribution, credit, central operations) using IBPS Administrator.</p><p></p><p><strong>6.</strong> Integrate third-party systems like credit bureaus, CKYC, UIDAI, banking systems, and internal APIs via configuration of service calls and connectors.</p><p></p><p><strong>7.</strong> Configure master data and reference tables for product types, loan schemes, charges, and document types within the IBPS platform.</p><p></p><p><strong>8.</strong> Set up automated notifications and alerts through the platform (email, SMS, or internal messaging) using IBPS Notification Management.</p><p></p><p><strong>9.</strong> Create and manage data capture templates and mappings for various stages of the LOS process. Prepare and execute test cases based on business scenarios for new features and enhancements.</p><p></p><p><strong>10.</strong> Evaluate and validate platform releases, fixes, and configurations shared by the LOS vendor.</p><p></p><p><strong>11.</strong> Continuously identify opportunities to improve the LOS by leveraging Newgen platform features and experimenting in the sandbox environment.</p><p></p><p><strong>12.</strong> Ensure prompt resolution of technology-related issues in a cost-effective manner.</p><p></p><p><strong>13.</strong> Manage the complete Software Development Life Cycle (SDLC) from requirement gathering to production deployment, including BRD preparation, functional specifications, UAT, and release coordination.</p><p></p><p><strong>14.</strong> Collaborate with business stakeholders to understand requirements and suggest optimal platform-based solutions, prioritizing configuration over customization.</p><p></p><p><strong>Must Have:</strong></p><p></p><p>• Bachelor’s degree in Computer Science, Information Technology, or related field.</p><p></p><p>• 2–4 years of hands-on experience with Newgen IBPS and NEMF platform implementation or delivery, preferably in Indian retail lending or LOS environments.</p><p></p><p><strong>Skill Set:</strong></p><p></p><p>• Strong functional knowledge of Newgen IBPS and NEMF platforms with experience in platform configuration.</p><p></p><p>• Understanding of retail lending processes and products in the Indian financial services sector.</p><p></p><p>• Business analysis capabilities with experience in writing Business Requirement.</p><p></p><p><strong>Documents (BRD) and Functional Specifications (FSD).</strong></p><p></p><p>• Ability to effectively communicate business needs to technical teams.</p><p></p><p>• Working knowledge of relational databases, including:</p><p></p><p>• Entities and attributes.</p><p></p><p>• Data dictionaries and DML operations.</p><p></p><p>• Writing SQL queries with joins, set operations, and sub-queries.</p><p></p><p>• Strong verbal and written communication skills.</p><p></p>
Assistant Vice President-1 – Alteryx
<p>Develop and maintain ETL workflows in Alteryx with automation of MIS reporting and system integration</p><h3>Requirements</h3><p><strong>3+ years Alteryx experience</strong></p><p><strong>NBFC domain knowledge</strong></p><p><strong>Data modeling & visualization</strong></p><p><strong>B.Tech/Master in CS/IT</strong></p>
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