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Unsecured Hypothecation Loan

Product Features

Everything You Need to Know

Introduction

Loans partly secured against hypothecation of working assets, finished goods and machinery. Useful for short term business needs, buying machinery or raw materials without any property collateral.

Features and Benefits

Loan amount between ₹ 50,000 to ₹ 4,00,000 Tenure of 6 months to 42 months. Partially secured against a contract of hypothecation of working assets, finished goods and machinery

Eligibility

You should be an Indian citizen in the age group of 18-59 years. Business stability of 2 years. Permanent and stable business location.

Fees and Charges

Application Fees: Rs 590 (inclusive of taxes) Processing Fees – 2.5% + GST. Bounce Charges – Rs 500 (inclusive of taxes) Late Payment Charges – Rs 200 per month (inclusive of taxes) Foreclosure Charges – As applicable.

Required Documents

  • ID proof
  • Current Residence Proof
  • Business Ownership Proof
  • Age Proof
  • Bank Statement