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Mortgage Loan

Product Features

Everything You Need to Know

Introduction

Loans fully secured against the mortgage of immovable assets like property or land. It is useful for long term business needs or large expansions requiring a higher loan amount or longer tenure.

Features and Benefits

Loan amount between ₹ 1,00,000 to ₹ 15,00,000 Tenure of 48 months to 180 months Mortgage Loans Fully secured against property collateral (mostly self-owned residences or self-owned business premises) and a contract of hypothecation of working assets, finished goods and machinery

Eligibility

You should be an Indian citizen in the age group of 18-59 years. Business stability of 2 years. Permanent and stable business location.

Fees and Charges

Application Fees: Rs 1180 (inclusive of taxes) Processing Fees – 2% + GST Bounce Charges – Rs 500 (inclusive of taxes) Late Payment Charges – Rs 200 per month (inclusive of taxes) Foreclosure Charges – As applicable Legal and Technical Charges – As applicable

Required Documents

  • ID Proof
  • Current Residence Proof
  • Business Ownership Proof
  • Age Proof
  • Bank Statement
  • Property valuation report
  • Property documents