Committee Composition

Board committees and their composition ensuring effective governance and oversight across all business functions.

Board Committees Overview

Our board committees are structured to provide specialized oversight and governance across key areas of our business operations. Each committee comprises independent directors and senior executives with relevant expertise to ensure effective decision-making and risk management.

Committee compositions are regularly reviewed and updated to maintain optimal governance standards.

Audit Committee

(4 members)

Oversees financial reporting, internal controls, and audit processes

S. No.	Name & Designation	Position
1.	Dr. Govinda Rajulu Chintala Chairman & Independent Director	Chairperson
2.	Mr. Sanjaya Gupta Independent Director	Member
3.	Mr. Vinay Baijal Independent Director	Member
4.	Mr. Aditya Misra Non-Executive & Non-Independent Director	Member

Risk Management Committee

(4 members)

Manages enterprise risk assessment and mitigation strategies

S. No.	Name & Designation	Position
1.	Mr. Sanjaya Gupta Independent Director	Chairperson
2.	Dr. Govinda Rajulu Chintala Chairman & Independent Director	Member
3.	Mr. Vinay Baijal Independent Director	Member
4.	Mr. Sanjay Sharma Managing Director	Member

Asset and Liabilities Committee

(7 members)

Manages asset-liability matching and liquidity risk management

S. No.	Name & Designation	Position
1.	Mr. Sanjay Sharma Managing Director	Chairperson
2.	Mr. Vinay Baijal Independent Director	Member
3.	Mr. Aditya Misra Non-Executive Non-Independent Director	Member
4.	Ms. Nancy Gupta Chief Risk Officer	Member
5.	Mr. Niraj Kumar Kaushik Deputy Chief Executive Officer	Member
6.	Mr. Krishan Gopal Chief Financial Officer	Member
7.	Mr. Piyush Maheshwari Head of Credit & Field Operations	Member

Corporate Social Responsibility

(3 members)

Oversees CSR initiatives and community development programs

S. No.	Name & Designation	Position
1.	Ms. Kanika Tandon Bhal Independent Director	Chairperson
2.	Ms. Padmaja Nair Independent Director	Member
3.	Mr. Sanjay Sharma Managing Director	Member

Nomination & Remuneration Committee

(3 members)

Manages board nominations and executive compensation policies

S. No.	Name & Designation	Position
1.	Ms. Kanika Tandon Bhal Independent Director	Chairperson
2.	Mr. Sanjaya Gupta Independent Director	Member
3.	Mr. Vinay Baijal Independent Director	Member

Stakeholders Relationship Committee

(3 members)

Addresses stakeholder grievances and relationship management

S. No.	Name & Designation	Position
1.	Dr. Govinda Rajulu Chintala Chairman & Independent Director	Chairperson
2.	Mr. Sanjaya Gupta Independent Director	Member
3.	Mr. Sanjay Sharma Managing Director	Member

IT Strategy Committee

(10 members)

Governs IT strategy, digital transformation, and technology risk management

S. No.	Name & Designation	Position
1.	Mr. Sanjaya Gupta Independent Director	Chairperson
2.	Mr. Vinay Baijal Independent Director	Member
3.	Mr. Sanjay Sharma Managing Director	Member
4.	Mr. Niraj Kumar Kaushik Deputy Chief Executive Officer	Member
5.	Mr. Krishan Gopal Chief Financial Officer	Member
6.	Mr. Ujual George Chief Operating Officer	Member
7.	Mr. Jinu Jospeh Chief Technology Officer	Member
8.	Mr. Piyush Maheshwari Head of Credit & Field Operations	Member
9.	Ms. Nancy Gupta Chief Risk Officer	Member
10.	Mr. Deepak Prajapati Chief Information Security Officer	Member

Committee Information

For detailed information about committee mandates, meeting schedules, or governance policies, please contact our corporate governance team.

Contact Corporate Governance